lấy lãi
Definition
- Verb phrase:
- To take interest / to collect interest: The primary meaning refers to the act of receiving interest payments on money that has been lent or invested. It describes the profit earned from capital.
- To make a profit / to gain profit: In a broader commercial sense, it can mean to obtain profit from a business transaction or investment.
Usage Examples
- Verb phrase:
- Họ cho vay tiền để lấy lãi. (They lend money to collect interest.)
- Công ty đầu tư vào dự án mới và hy vọng sẽ lấy lãi trong năm tới. (The company invested in a new project and hopes to make a profit next year.)
- Ngân hàng lấy lãi từ các khoản cho vay. (The bank takes interest from its loans.)
Advanced Usage
- The phrase is often used in financial and business contexts. It implies a calculated action where the primary goal is financial gain on top of the original capital.
- It can be used literally (e.g., bank interest) or more figuratively for any endeavor where one seeks a return on an effort or investment.
Variants and Related Words
- Hưởng lãi (verb phrase): to enjoy interest, to benefit from interest. Often used similarly.
- Thu lãi (verb phrase): to collect interest/profit. A close synonym focusing on the act of receiving.
- Lãi suất (noun): interest rate. The percentage at which interest is calculated.
- Tiền lãi (noun): interest money, profit.
Synonyms
- Earn interest: to gain money as interest.
- Profit: to make a financial gain.
- Yield a return: to produce a profit from an investment.
Related Idioms
- Làm ăn lấy lãi: to do business for profit.
- Họ kinh doanh ở đây chỉ để làm ăn lấy lãi. (They do business here solely for profit.)
- Vốn liếng đi đôi, lấy lãi ở đời: A proverb suggesting that with capital and effort, one can make a profit in life. It highlights the cause-and-effect relationship between investment and gain.